Skip to main content
Skip to Online Banking Login

Mortgages

Welcome Home

Imagine your dream home. Whether you purchase or build, the good people at The Farmers and Merchants Bank would like to help you reach your goal.

Rates

  • Fixed rates out to 20 years
  • 30 year amortization with 15 or 20 year fixed rate
  • Lower rates for shorter terms

Fees

  • No up-front points
  • Appraisal fee (est. $300.00-consumer, est. $750.00-$1000.00-commercial)
  • Attorney fee (est. $300.00) Recording & misc. (est. $200.00)

 

Buying a 2nd home?
Need an Investment Real Estate Loan? 

The Farmers and Merchants Bank offers the same great rates for 2nd home and Investment Real Estate loans. Please contact a loan officer for additional details about our loan products or for assistance selecting the loan that is right for you. 

 

We Offer A Variety of Services at The Farmers and Merchants Bank.

Why The Farmers and Merchants Bank?

  • Personal service
  • Fast turn-around time
  • All loans are kept in-house
  • Low closing costs
  • Many payment options (i.e. monthly, bi-weekly)

Who Qualifies?

  • United States resident
  • 18 years old
  • Established credit history
  • Ability to make payments
  • Required or sufficient collateral
  • Primary Lending Area: Southeastern, OH; (Noble and any county that touches Noble County). Please call a Loan Officer for details.